In recent years, major companies and retailers have suffered serious security breaches that resulted in consumer information being stolen and used for fraud. In 2013, Target was breached and thousands of the company’s customers found out they had fraudulent charges on their accounts. Although the company denied responsibility for the fraudulent charges, it ironically offered a free year of identity theft protection service to those affected by the breach. Below, we give you four reasons to buy an identity theft insurance policy.
Reason #1: Fraud Notification
When it comes to protecting your identity, the faster you can find the person committing fraud, the less harm can be done to your life. Most people don’t even realize that their identity has been compromised for months, sometimes even years. With a strong identity theft insurance policy, you can get text messages, phone calls, and email notifications to inform you when there is suspicious activity on your accounts. This can help prevent fraudsters from opening credit card accounts in your name.
Reason #2: Credit Report Monitoring
One of the most important aspects of identity theft protection is credit report monitoring. However, not all credit monitoring services are the same. Some only monitor one bureau, which is why you want to select identity theft protection that has credit report monitoring for the three major bureaus. Ask our professionals today about the credit monitoring services included in our identity theft policies.
Reason #3: Professional Assistance
A major benefit of having identity theft protection is that you will have access to a team of professionals to assist you if your identity is compromised. From tracking down important documents and records to getting help with the restoration process, you will want professional assistance and advice to make sure you can get all of your affairs back in order.
Reason #4: Protect Your Family Members
If you have a family, you need to make sure that their identities are protected as well. Adults aren’t the only ones who are vulnerable to fraud, and many people target the identities of children to commit various crimes. For a small additional cost, you can add family members to your identity theft policy to make sure they have the same level of protection as you.
Identity Theft Insurance Policies
Are you thinking of purchasing identity theft protection for you and your family? If so, contact our insurance administrators in Atlanta to schedule an appointment to find out how we can assist you. At Insurance Specialists, Inc., we are here answer your questions and help you find the policy that is right for you and your loved ones.
Call (888) 451-0883 to request a consultation with our friendly team of professionals.