Provide a Financial Safety Net for Your Loved Ones!
Life insurance is an important safety net to have in place for your loved ones, yet many people avoid thinking about it or taking action until it is too late. Anyone that has dependent family members should consider this option, as it can provide significant assistance in case of death.
Insurance Specialists, Inc. can help with the process. Contact us today.
Surviving family members may require financial support to pay mortgages, keep up with bills, and maintain the standard of living that they are accustomed to. When life insurance coverage is purchased, the buyer pays a premium and, in return, their beneficiaries are given a lump-sum payment in case of the insured's death.
Individual Life Insurance
- 10, 15, 20 and 30-year level term life insurance
- Up to $100,000 with no exam guaranteed (accept/reject basis)
- Up to $1,000,000 available with medical exam requirement dependent upon health (in some cases, no exam necessary with approval within 24-48 hours)
- If exam necessary, partial life insurance coverage can be afforded until exam undertaken (exam can be delayed for up to 6 months)
- Whole Life option available
*Discounted premiums for Members and Spouses with no policy fees
Why Have Life Insurance?
If you have a spouse or children, life insurance can provide you with the security of knowing that if you were to unexpectedly pass away, they would be financially cared for. Many people live their lives with greater security after signing up for life insurance, as they are able to rest in knowing that their loved ones are 'set up' for the future.
Our Testimonials
Past Members Speak Their Mind
-
"Thank you for helping me!"Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.J.T.
-
"I certainly wish there were more dedicated insurance agents like you."I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.M.P.
-
"I appreciate your guidance in getting the best plan in place."First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.R.L.
-
"I can’t think of any other time I’ve had an assignment executed so quickly."Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…L.K.
-
"I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!B.M.
