Long Term Care Insurance Agents
What Is Long Term Care Insurance?
Individuals who are seriously injured in an accident, develop a chronic disease, have a cognitive impairment, or simply require assistance as their health gradually declines will most likely need some type of long term care services. This is where long term care insurance becomes extremely helpful. Simply put, coverage helps pay for care by another party for the benefit of those who are unable to care for themselves.
What Is Covered Under Long Term Care Insurance?
The necessary care that an individual will require depends on their condition, and can range from a few hours of care per week at home to full-time care in a nursing home. Our Professional Insurance Administrators offer long term care policies to spouses, domestic partners, and other family Members from ages 18 to 79.
If you want to protect yourself and your loved ones, and ensure that dignity and financial freedom is maintained in these situations, this may be the best option. The specifics of care are flexible, and you have the ability to choose what services you receive, where you receive them, who provides the care, and more.
The following may be covered under long term care insurance:
- Nursing home care
- Skilled in-home nursing care
- Hospice care
- Personal and home health aides
- Homemaker services
- Assisted living facility care
Contact us to get comprehensive assistance from our team! We are here to help your family and business.
Providing Effective Solutions at the Most Competitive Rates Possible
Our Professional Insurance Administrators at Insurance Specialists, Inc. are dedicated to hearing your specific needs and providing effective solutions at the most competitive rates possible. We always strive to maintain continuity of coverage and consistency of service so that you can enjoy full protection and peace of mind.
Learn more about the benefits of long term care insurance by calling us at (888) 451-0883 today!
Insurance Options*
What Is Long Term Care Insurance?
Long Term Care Insurance helps pay for long term care services that may be required as a result of a serious accident, chronic disease or a cognitive impairment such as Alzheimer's and dementia, that may develop in old age. Spouses, domestic partners, and other family Members are also eligible for coverage from ages 18 to 79. You may also be interested in learning more about generalized life insurance policies.
How Are Long Term Care Services Provided?
Care can be provided in your home by Home Health Aids and Nurses. These costs are reimbursed by Long Term Care Insurance. Assisted Living Facilities and Nursing Homes also provide covered care. Varying amounts of care can take place in a variety of locations, ranging from a few hours of care per week at home to round-the-clock care in a nursing home.
*Not all products on this page are available to all Participating Associations. Check your specific association page for a reference of your association's products.
Our Testimonials
Past Members Speak Their Mind
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"I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies."Thank you for your time this morning during our discussion about my insurance policies. Peter and I really appreciated your explanation regarding our benefits as well as some of the nuances of the policies. What a treat compared to some responses we've gotten over the years - thank you! Hope you had a good rest of the day and that you have a nice week. And thank you in advance for putting together our policy information to send via USPS. Much appreciated!B.M.
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"I certainly wish there were more dedicated insurance agents like you."I certainly wish there were more dedicated insurance agents like you. I will always want to keep this life insurance for myself and my husband. I guess I need to add a second beneficiary so the benefits won’t be paid to my estate in the event my husband has died before me. Thank you.M.P.
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"Thank you for helping me!"Thank you for helping me! It is nice to have a knowledgeable local agent and your process is so much more convenient than what I’ve been dealing with for so many years. Thanks again.J.T.
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"I appreciate your guidance in getting the best plan in place."First, I would like to thank you for your assistance in obtaining a $100,000 life insurance policy which is a better plan for me. Jane Corbett, my sister, has been corresponding with, per my authorization. She mentioned to me that you had e-mailed her regarding the cancellation of the $25,000 Policy # MET-2-1543 and $29,000 Policy # MET-2-387 or to just let them lapse. Since the replacement policy of $100,000 is now in place as I received the Certificate Confirmation Statement along with my Certificateholder Benefit Plan, I am authorizing the cancellation of the two above mentioned policies. Again, I appreciate your guidance in getting the best plan in place.R.L.
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"I can’t think of any other time I’ve had an assignment executed so quickly."Wow. I can’t think of any other time I’ve had an assignment executed so quickly, never mind having two all done! You are definitely the man, Mike. Much appreciated…L.K.
