Guaranteed Acceptance Supplemental Insurance
- Group Hospital Indemnity Insurance
- Group Critical Illness
- Group Graded Death Benefit
What is supplemental insurance?
Supplemental insurance can help pay for specific health care expenses. It does not replace major medical health insurance. Group supplemental health insurance coverage, like those offered through your association, can offer key advantages designed for the unique traits of your group.
Why should I consider buying supplemental health coverage?
Illnesses and hospitalization could leave you or your family with substantial unexpected expenses not fully covered by primary health insurance. Supplemental insurance can provide cash payments directly to you to help cover expenses you otherwise would have to pay out of pocket. This could include co-pays, services, childcare, and needed items to help you recover.
- What is Hospital Indemnity Insurance?
Hospital indemnity is supplemental health insurance that pays a fixed daily benefit for each covered day you are hospitalized or experience other qualifying medical events. Benefit amounts can increase, even double, if hospitalization is due to cancer or if the insured is admitted to intensive care.
ISI Group Hospital Indemnity Insurance
Receive up to $400 per a day up to 365 days
Brochure Apply Here Downloadable Application
- What is critical illness insurance?
Critical illness insurance is supplemental health coverage that pays a single, lump-sum benefit if you are diagnosed with a heart attack, stroke, cancer, or other specified critical illness.
ISI Group Critical Illness
Coverage amounts up to $100,000
Brochure Apply Here Downloadable Application
- What is Graded Death Benefit Term Life Insurance
Graded Death Benefit Term Life Insurance Provides a death benefit to a designated beneficiary in the event of death. During first two years of coverage, benefits are only payable if you pass away accidentally. If death due to any other cause aside from an accident during the first two years of coverage, benefits are payable to your beneficiaries at 110% of the premium payments you have made. For death after two years
ISI Graded Death Benefit Term Life Insurance
Coverage amount up to $50,000
Brochure Apply Here Downloadable Application